<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd"
	xmlns:media="http://search.yahoo.com/mrss/"
	>
<channel>
	<title>Comments for The Mortgage Messenger</title>
	<atom:link href="http://www.mortgagemessenger.net/Blog/?feed=comments-rss2" rel="self" type="application/rss+xml" />
	<link>http://www.mortgagemessenger.net/Blog</link>
	<description>Just Trying to Make Sense of the Mortgage Industry...</description>
	<lastBuildDate>Fri, 15 Oct 2010 19:13:09 +0000</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3</generator>
	<item>
		<title>Comment on Credit Repair:  Ethical Solution to a Big Problem? by Mortgage online</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=471&#038;cpage=1#comment-1791</link>
		<dc:creator>Mortgage online</dc:creator>
		<pubDate>Fri, 15 Oct 2010 19:13:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=471#comment-1791</guid>
		<description>I have 3 open bank credit cards, one of them I opened for my former home business. I had a couple of other accounts, but they were closed by the issuer last year, because I didn&#039;t use them. The only problem I have with that is one of the cards was my oldest account, and had a relatively large available balance of $12,800. I know my credit score took a hit for a few months after those cards were closed, because my average card age and overall credit availability were lessened. Although I was not in the market for any new credit, I think that there should be a special notation on credit reports when cards are closed due to inactivity, and the credit score calculation formula adjusted not to reflect a higher debt to available credit ratio.</description>
		<content:encoded><![CDATA[<p>I have 3 open bank credit cards, one of them I opened for my former home business. I had a couple of other accounts, but they were closed by the issuer last year, because I didn&#8217;t use them. The only problem I have with that is one of the cards was my oldest account, and had a relatively large available balance of $12,800. I know my credit score took a hit for a few months after those cards were closed, because my average card age and overall credit availability were lessened. Although I was not in the market for any new credit, I think that there should be a special notation on credit reports when cards are closed due to inactivity, and the credit score calculation formula adjusted not to reflect a higher debt to available credit ratio.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Understanding Your Credit Report &#8211; Video Podcast by Toby Oneal</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=369&#038;cpage=1#comment-1540</link>
		<dc:creator>Toby Oneal</dc:creator>
		<pubDate>Fri, 08 Oct 2010 22:32:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=369#comment-1540</guid>
		<description>Hey , I just stopped  by  to visit your website  and thought I&#039;d say thank you .</description>
		<content:encoded><![CDATA[<p>Hey , I just stopped  by  to visit your website  and thought I&#8217;d say thank you .</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Identity Theft IQ Test by Serina Vandeberg</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=354&#038;cpage=1#comment-919</link>
		<dc:creator>Serina Vandeberg</dc:creator>
		<pubDate>Tue, 14 Sep 2010 23:29:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=354#comment-919</guid>
		<description>Hey may I reference some of the insight from this post if I provide a link back to your site?</description>
		<content:encoded><![CDATA[<p>Hey may I reference some of the insight from this post if I provide a link back to your site?</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on May 24, 2010 Video Podcast by Amee Otano</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=115&#038;cpage=1#comment-914</link>
		<dc:creator>Amee Otano</dc:creator>
		<pubDate>Tue, 14 Sep 2010 20:27:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=115#comment-914</guid>
		<description>I heard something about this yesterday on a local news program.</description>
		<content:encoded><![CDATA[<p>I heard something about this yesterday on a local news program.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Identity Theft IQ Test by Suzy Shinkel</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=354&#038;cpage=1#comment-902</link>
		<dc:creator>Suzy Shinkel</dc:creator>
		<pubDate>Tue, 14 Sep 2010 09:08:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=354#comment-902</guid>
		<description>I&#039;ve subscribed to your blog, very much like your blog, nice to meet you, hope you can write better articles</description>
		<content:encoded><![CDATA[<p>I&#8217;ve subscribed to your blog, very much like your blog, nice to meet you, hope you can write better articles</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Know the Rules When Disputing Charges by Kerrie Lundin</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=180&#038;cpage=1#comment-895</link>
		<dc:creator>Kerrie Lundin</dc:creator>
		<pubDate>Tue, 14 Sep 2010 03:01:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=180#comment-895</guid>
		<description>What a blogpost!! Very informative also easy to understand. Looking for more such comments!! Do you have a myspace? 
I recommended it on stumbleupon. The only thing that it&#039;s missing is a bit of new design. Nevertheless thank you for this blog.</description>
		<content:encoded><![CDATA[<p>What a blogpost!! Very informative also easy to understand. Looking for more such comments!! Do you have a myspace?<br />
I recommended it on stumbleupon. The only thing that it&#8217;s missing is a bit of new design. Nevertheless thank you for this blog.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Good Neighbor Next Door &#8211; Video Podcast by Jacquiline Kell</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=175&#038;cpage=1#comment-858</link>
		<dc:creator>Jacquiline Kell</dc:creator>
		<pubDate>Sat, 11 Sep 2010 23:37:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=175#comment-858</guid>
		<description>Hey i love your blog, found it while randomly surving a couple days ago, will keep checking up please do visti mine if you wish :).  Btw yesterday i was having troubles reaching the site. Cya...</description>
		<content:encoded><![CDATA[<p>Hey i love your blog, found it while randomly surving a couple days ago, will keep checking up please do visti mine if you wish <img src='http://www.mortgagemessenger.net/Blog/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> .  Btw yesterday i was having troubles reaching the site. Cya&#8230;</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Identity Theft IQ Test by Arbeidsongeschiktheidsverzekering</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=354&#038;cpage=1#comment-776</link>
		<dc:creator>Arbeidsongeschiktheidsverzekering</dc:creator>
		<pubDate>Tue, 07 Sep 2010 22:30:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=354#comment-776</guid>
		<description>Hi, Neat post. I wish everyone would pay such attention to their post as you do. I came acros your blog on my search when searching for something. I will come back to your blog. I am sorry for my poor englisch, i am from the netherlands.

Best regards!!</description>
		<content:encoded><![CDATA[<p>Hi, Neat post. I wish everyone would pay such attention to their post as you do. I came acros your blog on my search when searching for something. I will come back to your blog. I am sorry for my poor englisch, i am from the netherlands.</p>
<p>Best regards!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Credit Repair:  Ethical Solution to a Big Problem? by dragon oath gold</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=471&#038;cpage=1#comment-737</link>
		<dc:creator>dragon oath gold</dc:creator>
		<pubDate>Mon, 06 Sep 2010 09:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=471#comment-737</guid>
		<description>Very good text. I&#039;ve found your site via Google and I&#039;m really glad about the information you provide in your articles.</description>
		<content:encoded><![CDATA[<p>Very good text. I&#8217;ve found your site via Google and I&#8217;m really glad about the information you provide in your articles.</p>
]]></content:encoded>
	</item>
	<item>
		<title>Comment on Credit Repair:  Ethical Solution to a Big Problem? by wow gold</title>
		<link>http://www.mortgagemessenger.net/Blog/?p=471&#038;cpage=1#comment-730</link>
		<dc:creator>wow gold</dc:creator>
		<pubDate>Mon, 06 Sep 2010 06:55:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.mortgagemessenger.net/Blog/?p=471#comment-730</guid>
		<description>Thanks for the share, I have been readin online all day and this was actully worth reading. Thanks</description>
		<content:encoded><![CDATA[<p>Thanks for the share, I have been readin online all day and this was actully worth reading. Thanks</p>
]]></content:encoded>
	</item>
</channel>
</rss>

